Commercial Banking Comparison Chart

Commercial Checking Plans
Account Terms Standard Business High Activity Business Business Reward
Minimum Balances Mimimum $750 None Minimum $1,500
Maintenance Fee $6.00 per month if balance requirement not met $6.00 per month $6.00 per month if balance requirement not met
Per-Check Fee $0.25 per check if balance requirement not met $0.25 per check / Deposited not-on-us items $0.10 each $0.25 per check. The first 50 checks are free.
Credit for Average Balance N/A $0.25 per $100 of average balance not to exceed monthly fee N/A
ATM Card Yes Yes Yes
SHAZAMChek Card Free Free Free
Check Writing Unlimited Unlimited Unlimited
Other Account Balance Waiver $5,000 in savings or CD $5,000 in savings or CD N/A
Check Images Returned monthly Returned monthly Returned monthly
Interest Information/Interest Paid None None Paid monthly based on current balance
Earnings Balance Calculation None None Current Balance
Compounding     Simple Interest paid monthly


Commercial Savings Plans
Account Terms Money Market Deposit Account Statement Savings Christmas Club
Minimum Balances $2,500 minimum balance required to earn interest None None
Maintenance Fee None None None
Per-Check Fee $2.00 for each withdrawal over 6 per month $2.00 for each withdrawal over 6 per month N/A
Credit for Average Balance N/A N/A N/A
ATM Card Yes Yes No
SHAZAMChek Card Free with related checking account Free with related checking account No
Check Writing Six per month No No
Other Account Balance Waiver N/A N/A N/A
Check Images Safekeeping N/A N/A
Age for free Senior Checking N/A N/A N/A
Student Checking N/A N/A N/A
Organizations & Churches      
Interest Information/Interest Paid Tiered click here for tiers Yes Yes
Earnings Balance Calculation Current Balance Current Balance Current Balance
Compounding Simple Interest paid monthly Simple Interest paid quarterly Simple Interest paid quarterly